When the girls set out to raise the money to go on a 3-day ski trip with the church youth group, Morgan is confident that God will provide the funds. But while everyone else finds a way to afford the trip, Morgan's plans are derailed by her grandmother's illness, school, Christmas activities, even jealousy ... and when Grandma suffers a heart attack, Morgan's faith is severely tested. Will God provide what's really important? The girls of 622 Harbor View may not have much, but they've got dreams, a desire to make the world a better place, and friendship.